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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,431 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£173/mo PCP£12,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202219,137 milesPetrol

£181/mo PCP£12,949

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,085 milesPetrol

£188/mo PCP£13,349

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

20249,165 milesPetrol

£226/mo PCP£15,453

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202349,599 milesPetrol

£200/mo PCP£13,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202317,063 milesPetrol

£217/mo PCP£14,949

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202471,897 milesPetrol

£172/mo PCP£12,459

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SEAT Arona

1.0 TSI 110 XPERIENCE Lux 5dr DSG

202438,072 milesPetrol

£211/mo PCP£14,599

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202440,988 milesPetrol

£233/mo PCP£15,799

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202421,749 milesPetrol

£194/mo PCP£13,644

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BMW 2 Series Gran Coupe

218i M Sport 4dr

202059,117 milesPetrol

£220/mo PCP£15,089

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£152/mo PCP£11,321

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr

202322,423 milesPetrol

£208/mo PCP£14,429

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202347,473 milesPetrol

£211/mo PCP£14,599

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SEAT Arona

1.0 TSI 110 FR Sport 5dr

202248,380 milesPetrol

£168/mo PCP£12,199

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202420,091 milesPetrol

£195/mo PCP£13,699

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202415,568 milesPetrol

£220/mo PCP£15,089

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202237,125 milesPetrol

£203/mo PCP£14,149

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Volkswagen T-Cross

1.0 TSI Active 5dr

202232,281 milesPetrol

£211/mo PCP£14,574

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202318,929 milesPetrol

£187/mo PCP£13,249

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SEAT Ibiza

1.0 TSI 110 Xcellence 5dr DSG

202414,746 milesPetrol

£228/mo PCP£15,499

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55× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence Lux 5dr DSG

202427,164 milesPetrol

£229/mo PCP£15,572

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202325,158 milesPetrol

£198/mo PCP£13,844

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202441,570 milesPetrol

£234/mo PCP£15,849

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