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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,140 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Audi A1

25 TFSI Technik 5dr

202238,653 milesPetrol

£203/mo est.£13,349
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202514,284 milesPetrol

£216/mo est.£13,994
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line 5dr

202132,122 milesPetrol

£199/mo est.£13,199
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202325,933 milesPetrol

£223/mo est.£14,394
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202322,215 milesPetrol

£177/mo est.£12,051
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202262,187 milesPetrol

£187/mo est.£12,599
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54× value−£400

Ford Focus

1.0 EcoBoost ST-Line 5dr

202318,002 milesPetrol

£243/mo est.£15,349
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54× value

MG ZS

1.5 VTi-TECH Exclusive 5dr

202221,423 milesPetrol

£187/mo est.£12,599
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54× value

SKODA SCALA

1.0 TSI 95 SE 5dr

202233,628 milesPetrol

£173/mo est.£11,894
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54× value

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202420,290 milesPetrol

£228/mo est.£14,599
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54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202441,199 milesPetrol

£192/mo est.£12,794
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202512,138 milesPetrol

£218/mo est.£14,094
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202246,176 milesPetrol

£197/mo est.£12,994
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202440,221 milesPetrol

£194/mo est.£12,894
See it on cinch
54× value

Kia Stonic

1.0T GDi 99 Quantum 5dr

202316,639 milesPetrol

£224/mo est.£14,349
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202223,579 milesPetrol

£188/mo est.£12,569
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,391 milesPetrol

£223/mo est.£14,294
See it on cinch
54× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202366,195 milesPetrol

£116/mo est.£8,999
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202228,258 milesPetrol

£236/mo est.£14,949
See it on cinch
54× value

Kia XCeed

1.5T GDi ISG 3 5dr

202331,901 milesPetrol

£235/mo est.£14,910
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54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202412,028 milesPetrol

£237/mo est.£14,999
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£142/mo est.£10,299
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54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£166/mo est.£11,498
See it on cinch
54× value

SKODA KAMIQ

1.5 TSI SE L 5dr

202140,706 milesPetrol

£204/mo est.£13,394
See it on cinch
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