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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,140 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value−£450

Hyundai i20

1.0T GDi N Line S 5dr

202421,327 milesPetrol

£237/mo est.£14,999

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SKODA FABIA

1.0 TSI SE Edition 5dr

202510,569 milesPetrol

£221/mo est.£14,194

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SKODA FABIA

1.0 TSI SE Edition 5dr

202510,836 milesPetrol

£221/mo est.£14,194

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Peugeot 208

1.2 PureTech 100 Allure 5dr

20244,952 milesPetrol

£207/mo est.£13,549

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202340,065 milesPetrol

£153/mo est.£10,849

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Audi A1

25 TFSI Technik 5dr

202230,163 milesPetrol

£218/mo est.£13,999

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Kia ProCeed

1.5T GDi ISG GT-Line 5dr

202351,519 milesPetrol

£216/mo est.£13,949

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Ford Fiesta

1.0 EcoBoost Titanium X 5dr

202321,117 milesPetrol

£201/mo est.£13,199

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SKODA KAROQ

1.0 TSI SE L 5dr

202263,114 milesPetrol

£214/mo est.£13,849

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Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,024 milesPetrol

£218/mo est.£13,999

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Ford Focus

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202428,891 milesPetrol

£244/mo est.£15,294

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54× value−£450

BMW X1

sDrive 18d M Sport 5dr

202181,546 milesDiesel

£228/mo est.£14,549

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202419,752 milesPetrol

£227/mo est.£14,498

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202439,664 milesPetrol

£239/mo est.£15,094

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SKODA FABIA

1.0 TSI SE Edition 5dr

202510,416 milesPetrol

£227/mo est.£14,489

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SKODA FABIA

1.0 TSI SE Edition 5dr

202514,445 milesPetrol

£218/mo est.£13,994

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SKODA FABIA

1.0 TSI SE Edition 5dr

202514,506 milesPetrol

£218/mo est.£13,994

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54× value−£600

Audi A1

25 TFSI Sport 5dr

202335,589 milesPetrol

£246/mo est.£15,399

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Audi A1

25 TFSI Technik 5dr

202118,395 milesPetrol

£229/mo est.£14,540

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Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,425 milesPetrol

£218/mo est.£13,999

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202247,866 milesPetrol

£218/mo est.£13,994

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SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr

202355,313 milesPetrol

£185/mo est.£12,394

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Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ5 ALLGRIP 5dr

202336,648 milesPetrol

£230/mo est.£14,599

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SKODA SCALA

1.0 TSI 110 Monte Carlo 5dr

202224,604 milesPetrol

£244/mo est.£15,294

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