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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 497 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

48× value

Ford Fiesta

1.0 EcoBoost 95 Trend 5dr

202055,306 milesPetrol

£125/mo est.£8,296
See it on cinch
48× value

Vauxhall Corsa

1.2 SE 5dr

202136,325 milesPetrol

£149/mo est.£9,399
See it on cinch
48× value

Peugeot 2008

1.2 PureTech Active 5dr

202069,983 milesPetrol

£142/mo est.£9,074
See it on cinch
48× value

Ford Focus

1.0 EcoBoost 125 ST-Line 5dr

201874,292 milesPetrol

£125/mo est.£8,294
See it on cinch
48× value

Ford Fiesta

1.0 EcoBoost 95 Titanium 5dr

202073,435 milesPetrol

£113/mo est.£7,751
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48× value−£300

Vauxhall Grandland X

1.2 Turbo SRi Nav 5dr

202062,545 milesPetrol

£141/mo est.£8,999
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48× value

Fiat 500

1.0 Mild Hybrid Dolcevita Plus 3dr

202144,663 milesPetrol

£141/mo est.£8,999
See it on cinch
48× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

201938,155 milesPetrol

£117/mo est.£7,933
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48× value

Vauxhall Grandland X

1.2 Turbo Elite Nav 5dr

201961,351 milesPetrol

£139/mo est.£8,909
See it on cinch
48× value

Citroen C3

1.2 PureTech Sense 5dr

202231,789 milesPetrol

£141/mo est.£8,999
See it on cinch
48× value

Ford Focus

1.0 EcoBoost 125 ST-Line Nav 5dr

201980,138 milesPetrol

£133/mo est.£8,671
See it on cinch
48× value−£350

Ford Focus

1.0 EcoBoost 125 ST-Line 5dr

201963,830 milesPetrol

£149/mo est.£9,390
See it on cinch
48× value

Toyota Aygo

1.0 VVT-i X 5dr

202054,359 milesPetrol

£96/mo est.£6,967
See it on cinch
48× value

Vauxhall Corsa

1.2 SE Nav 5dr

202065,903 milesPetrol

£116/mo est.£7,890
See it on cinch
48× value

Ford Fiesta

1.0 EcoBoost Titanium 5dr

201965,925 milesPetrol

£110/mo est.£7,599
See it on cinch
48× value

Fiat 500C

1.0 Mild Hybrid Red 2dr

202145,892 milesPetrol

£148/mo est.£9,316
See it on cinch
48× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

201916,904 milesPetrol

£139/mo est.£8,894
See it on cinch
48× value

Vauxhall Corsa

1.2 SE Nav 5dr

202041,020 milesPetrol

£141/mo est.£8,986
See it on cinch
48× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

201915,500 milesPetrol

£134/mo est.£8,694
See it on cinch
48× value−£250

Vauxhall Grandland X

1.2 Turbo SRi Nav 5dr

201953,140 milesPetrol

£142/mo est.£9,032
See it on cinch
48× value

Vauxhall Corsa

1.2 Turbo SE 5dr

202054,791 milesPetrol

£134/mo est.£8,699
See it on cinch
48× value

Citroen C3

1.2 PureTech Shine Plus 5dr

202283,218 milesPetrol

£106/mo est.£7,399
See it on cinch
48× value−£350

SKODA FABIA

1.0 TSI SE 5dr

201970,309 milesPetrol

£105/mo est.£7,324
See it on cinch
48× value

Vauxhall Corsa

1.2 SE 5dr

202058,866 milesPetrol

£120/mo est.£8,003
See it on cinch
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