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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 363 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

44× value

smart fortwo coupe

1.0 Passion 2dr Auto

201937,115 milesPetrol

£146/mo est.£7,849
See it on cinch
44× value

Fiat 500

1.2 Lounge 3dr

201924,049 milesPetrol

£143/mo est.£7,698
See it on cinch
44× value

Hyundai i10

1.0 Go SE 5dr

201841,574 milesPetrol

£141/mo est.£7,599
See it on cinch
44× value

Vauxhall Corsa

1.4 Griffin 3dr

201937,700 milesPetrol

£141/mo est.£7,594
See it on cinch
44× value

Kia Picanto

1.0 GT-line 5dr

201855,295 milesPetrol

£125/mo est.£7,026
See it on cinch
44× value

Renault Clio

0.9 TCE 75 Iconic 5dr

201863,820 milesPetrol

£124/mo est.£6,991
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44× value−£500

Kia Picanto

1.0 GT-line 5dr

201840,949 milesPetrol

£138/mo est.£7,499
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44× value

Hyundai i10

1.0 SE 5dr

201958,906 milesPetrol

£123/mo est.£6,930
See it on cinch
44× value

Vauxhall Corsa

1.4 SRi Vx-line Nav Black 5dr

201952,012 milesPetrol

£141/mo est.£7,593
See it on cinch
44× value

Hyundai i10

1.0 Go SE 5dr

201947,117 milesPetrol

£147/mo est.£7,799
See it on cinch
44× value−£450

Ford Fiesta

1.0 EcoBoost Zetec Navigation 3dr

201841,126 milesPetrol

£144/mo est.£7,709
See it on cinch
44× value

Vauxhall Corsa

1.4 [75] Griffin 5dr

201966,542 milesPetrol

£119/mo est.£6,799
See it on cinch
44× value−£250

Volkswagen up!

1.0 Move Up Tech Edition 3dr [Start Stop]

201938,975 milesPetrol

£148/mo est.£7,843
See it on cinch
44× value

smart fortwo coupe

60kW EQ Prime Premium 17kWh 2dr Auto

201928,637 milesElectric

£134/mo est.£7,299
See it on cinch
44× value

Vauxhall Corsa

1.4 [75] Energy 3dr [AC]

201940,942 milesPetrol

£124/mo est.£6,946
See it on cinch
44× value

Renault Clio

0.9 TCE 90 Iconic 5dr

201965,969 milesPetrol

£131/mo est.£7,220
See it on cinch
44× value

Ford Fiesta

1.1 Zetec 3dr

201955,731 milesPetrol

£132/mo est.£7,199
See it on cinch
44× value−£300

Renault Clio

0.9 TCE 90 Play 5dr

201944,586 milesPetrol

£147/mo est.£7,778
See it on cinch
44× value

smart fortwo coupe

60kW EQ Prime Premium 17kWh 2dr Auto

202016,000 milesElectric

£148/mo est.£7,811
See it on cinch
44× value

Vauxhall Mokka X

1.4T ecoTEC Design Nav 5dr

201976,124 milesPetrol

£140/mo est.£7,499
See it on cinch
44× value

Hyundai i10

1.0 S 5dr

201923,508 milesPetrol

£146/mo est.£7,699
See it on cinch
44× value

Vauxhall Crossland X

1.2 Elite 5dr

201955,644 milesPetrol

£135/mo est.£7,299
See it on cinch
44× value

Hyundai i10

1.0 S 5dr

201932,528 milesPetrol

£145/mo est.£7,639
See it on cinch
44× value

Vauxhall Corsa

1.4 [75] Energy 3dr [AC]

201848,839 milesPetrol

£116/mo est.£6,599
See it on cinch
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