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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 497 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Kia Picanto

1.25 GT-line S 5dr

201734,699 milesPetrol

£143/mo est.£8,757

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Peugeot 108

1.0 72 Collection 5dr

201912,825 milesPetrol

£132/mo est.£8,279

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Toyota Aygo

1.0 VVT-i X-Plore 5dr

201923,573 milesPetrol

£138/mo est.£8,499

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Citroen C4 Cactus

1.5 BlueHDi Flair 5dr

201950,740 milesDiesel

£121/mo est.£7,749

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Citroen C3 Aircross

1.2 PureTech 110 C-Series 5dr

202160,509 milesPetrol

£137/mo est.£8,449

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Citroen C3 Aircross

1.2 PureTech 110 Rip Curl 5dr

201840,238 milesPetrol

£121/mo est.£7,749

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47× value−£400

Citroen C1

1.0 VTi 72 Flair 5dr

201818,471 milesPetrol

£116/mo est.£7,575

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MINI Hatchback

1.5 Cooper II 3dr [Pepper Pack]

201870,201 milesPetrol

£132/mo est.£8,199

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47× value−£500

Vauxhall Crossland X

1.5 Turbo D [102] Elite Nav 5dr [S/S]

202045,123 milesDiesel

£149/mo est.£8,949

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Mazda Mazda3

2.0 SE-L Nav 5dr

201873,207 milesPetrol

£150/mo est.£8,999

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Dacia Duster

1.0 TCe 100 Essential 5dr

202138,778 milesPetrol

£150/mo est.£8,999

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Peugeot 108

1.0 72 Active 5dr

201858,050 milesPetrol

£81/mo est.£5,999

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Citroen C1

1.0 VTi 72 Flair 5dr

201941,896 milesPetrol

£127/mo est.£7,999

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Fiat 500L

1.4 Cross 5dr

201835,353 milesPetrol

£127/mo est.£7,999

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MINI Hatchback

1.5 Cooper II 5dr

201853,862 milesPetrol

£138/mo est.£8,446

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46× value−£300

Ford Fiesta Vignale

1.0 EcoBoost 140 5dr

201850,717 milesPetrol

£145/mo est.£8,699

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Peugeot 108

1.0 72 Allure 5dr

201822,226 milesPetrol

£117/mo est.£7,499

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46× value−£250

Renault Megane

1.5 Blue dCi 115 Iconic 5dr

201965,958 milesDiesel

£128/mo est.£7,945

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Citroen C3

1.2 PureTech 83 Origins 5dr

202049,906 milesPetrol

£127/mo est.£7,949

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Peugeot 108

1.0 72 Active 5dr

201955,653 milesPetrol

£96/mo est.£6,599

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46× value−£300

Citroen C4 Cactus

1.2 PureTech Flair 5dr [6 Speed]

201947,878 milesPetrol

£122/mo est.£7,699

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SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

202077,682 milesDiesel

£143/mo est.£8,567

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SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

201981,861 milesDiesel

£136/mo est.£8,285

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46× value−£400

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201875,367 milesDiesel

£137/mo est.£8,309

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