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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 603 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
52× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£131/mo PCP£9,594
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52× value

Kia Stonic

1.0T GDi 99 2 5dr

202158,713 milesPetrol

£135/mo PCP£9,799
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52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202035,132 milesPetrol

£114/mo PCP£8,699
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52× value

Kia Picanto

1.0 X-Line 5dr

202126,137 milesPetrol

£139/mo PCP£9,999
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52× value

Kia Stonic

1.0T GDi 4 5dr

201952,036 milesPetrol

£143/mo PCP£10,194
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52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£130/mo PCP£9,499
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52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£130/mo PCP£9,499
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52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202327,208 milesPetrol / lpg

£135/mo PCP£9,749
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52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£136/mo PCP£9,800
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52× value

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£140/mo PCP£9,999
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52× value

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£132/mo PCP£9,580
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52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£135/mo PCP£9,749
See it on cinch
52× value

Nissan Qashqai

1.3 DiG-T N-Connecta 5dr [Glass Roof Pack]

201950,175 milesPetrol

£149/mo PCP£10,450
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52× value

Fiat 500

1.0 Mild Hybrid Launch Edition 3dr

202150,054 milesPetrol

£101/mo PCP£7,963
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52× value

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£141/mo PCP£10,034
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52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£112/mo PCP£8,508
See it on cinch
52× value

Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£131/mo PCP£9,499
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52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£99/mo PCP£7,849
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52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202218,886 milesPetrol / lpg

£141/mo PCP£9,998
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid 3dr

202310,956 milesPetrol

£137/mo PCP£9,799
See it on cinch
52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202220,631 milesPetrol / lpg

£147/mo PCP£10,299
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52× value−£350

Kia Picanto

1.0 2 5dr [4 seats]

202413,611 milesPetrol

£141/mo PCP£9,999
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52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£148/mo PCP£10,359
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52× value

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201865,677 milesPetrol

£93/mo PCP£7,499
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