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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,425 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20238,658 milesPetrol

£191/mo est.£13,699
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£133/mo est.£10,299
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202345,621 milesElectric

£179/mo est.£12,999
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£153/mo est.£11,498
See it on cinch
54× value

SKODA KAMIQ

1.5 TSI SE L 5dr

202140,706 milesPetrol

£186/mo est.£13,394
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,569 milesPetrol

£200/mo est.£14,194
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,836 milesPetrol

£200/mo est.£14,194
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20244,952 milesPetrol

£189/mo est.£13,549
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202340,065 milesPetrol

£142/mo est.£10,849
See it on cinch
54× value

Audi A1

25 TFSI Technik 5dr

202230,163 milesPetrol

£197/mo est.£13,999
See it on cinch
54× value

Kia ProCeed

1.5T GDi ISG GT-Line 5dr

202351,519 milesPetrol

£196/mo est.£13,949
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Titanium X 5dr

202321,117 milesPetrol

£183/mo est.£13,199
See it on cinch
54× value

SKODA KAROQ

1.0 TSI SE L 5dr

202263,114 milesPetrol

£194/mo est.£13,849
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,024 milesPetrol

£197/mo est.£13,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,448 milesPetrol

£186/mo est.£13,349
See it on cinch
54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202131,303 milesPetrol

£171/mo est.£12,499
See it on cinch
54× value−£500

Jeep Renegade

1.3 Turbo 4xe PHEV 240 Trailhawk 5dr Auto

202173,619 milesPetrol plug-in hybrid

£160/mo est.£11,841
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202514,445 milesPetrol

£197/mo est.£13,994
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202514,506 milesPetrol

£197/mo est.£13,994
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,425 milesPetrol

£197/mo est.£13,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202315,464 milesPetrol

£185/mo est.£13,299
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202247,866 milesPetrol

£197/mo est.£13,994
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr

202355,313 milesPetrol

£169/mo est.£12,394
See it on cinch
54× value

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202335,266 milesPetrol

£180/mo est.£13,026
See it on cinch
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