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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,687 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Volkswagen Golf

1.0 TSI Life 5dr

202382,810 milesPetrol

£162/mo est.£11,199

See it on cinch

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202116,289 milesPetrol

£175/mo est.£11,894

See it on cinch

Renault Captur

1.0 TCE 90 Techno 5dr

202439,758 milesPetrol

£186/mo est.£12,394

See it on cinch

Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£139/mo est.£9,999

See it on cinch

53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£142/mo est.£10,166

See it on cinch

Kia Stonic

1.0T GDi 99 2 5dr

202324,611 milesPetrol

£188/mo est.£12,499

See it on cinch

53× value−£400

Renault Clio

1.0 TCe 90 RS Line 5dr

202316,795 milesPetrol

£186/mo est.£12,399

See it on cinch

SEAT Arona

1.0 TSI SE Technology 5dr

202252,710 milesPetrol

£156/mo est.£10,849

See it on cinch

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

202412,785 milesPetrol

£188/mo est.£12,499

See it on cinch

53× value−£500

MG ZS

1.5 VTi-TECH Excite 5dr

202327,205 milesPetrol

£168/mo est.£11,499

See it on cinch

SEAT Leon

1.5 eTSI 150 FR 5dr DSG

202072,769 milesPetrol

£188/mo est.£12,499

See it on cinch

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202170,754 milesPetrol

£168/mo est.£11,494

See it on cinch

Kia Stonic

1.0T GDi 99 2 5dr DCT

202136,379 milesPetrol

£188/mo est.£12,499

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£159/mo est.£10,999

See it on cinch

Peugeot 208

1.2 PureTech 100 Allure 5dr

202418,469 milesPetrol

£199/mo est.£12,999

See it on cinch

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

202411,848 milesPetrol

£192/mo est.£12,699

See it on cinch

53× value−£500

MINI Hatchback

2.0 Cooper S Sport II 3dr Auto

201944,822 milesPetrol

£199/mo est.£12,999

See it on cinch

Renault Clio

1.0 TCe 90 RS Line 5dr

202330,527 milesPetrol

£178/mo est.£11,949

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,560 milesElectric

£183/mo est.£12,199

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£159/mo est.£10,999

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,143 milesElectric

£179/mo est.£11,999

See it on cinch

Renault Captur

1.0 TCE 90 Evolution 5dr

202439,640 milesPetrol

£175/mo est.£11,794

See it on cinch

Peugeot 208

1.2 PureTech 100 Allure 5dr

202422,693 milesPetrol

£197/mo est.£12,899

See it on cinch

Vauxhall Mokka

1.2 Turbo SRi Premium 5dr Auto

202253,675 milesPetrol

£179/mo est.£11,999

See it on cinch

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