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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,425 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202051,245 milesPetrol

£128/mo est.£10,009
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,892 milesPetrol

£181/mo est.£13,099
See it on cinch
54× value

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202037,448 milesElectric

£183/mo est.£13,199
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202044,753 milesPetrol

£185/mo est.£13,299
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54× value−£350

Volkswagen T-Roc

1.5 TSI EVO Active 5dr DSG

202178,038 milesPetrol

£194/mo est.£13,836
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,783 milesElectric

£200/mo est.£14,199
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54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,789 milesPetrol

£199/mo est.£14,099
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202320,151 milesPetrol

£182/mo est.£13,124
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54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,081 milesPetrol

£199/mo est.£14,099
See it on cinch
54× value

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202329,273 milesPetrol

£164/mo est.£12,094
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54× value

MINI Clubman

1.5 Cooper Classic 6dr

202244,693 milesPetrol

£187/mo est.£13,449
See it on cinch
54× value

SKODA KAMIQ

1.5 TSI SE 5dr

202338,175 milesPetrol

£190/mo est.£13,599
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202310,267 milesPetrol

£192/mo est.£13,699
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202512,501 milesPetrol

£200/mo est.£14,194
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54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,854 milesPetrol

£192/mo est.£13,699
See it on cinch
54× value−£400

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20236,080 milesPetrol

£200/mo est.£14,199
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,839 milesPetrol

£199/mo est.£14,099
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,969 milesPetrol

£199/mo est.£14,099
See it on cinch
54× value

Renault Captur

1.0 TCE 90 Techno 5dr

202439,000 milesPetrol

£160/mo est.£11,829
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202224,916 milesPetrol

£185/mo est.£13,289
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202447,864 milesPetrol

£176/mo est.£12,799
See it on cinch
54× value−£400

Audi A1

25 TFSI Technik 5dr

202240,940 milesPetrol

£187/mo est.£13,399
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,648 milesPetrol

£187/mo est.£13,399
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202411,569 milesPetrol

£188/mo est.£13,489
See it on cinch
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