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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,440 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

53× value

MG HS

1.5 T-GDI Excite 5dr

202311,312 milesPetrol

£197/mo est.£12,499
See it on cinch
53× value

Honda HR-V

1.5 i-VTEC SE CVT 5dr

201943,618 milesPetrol

£197/mo est.£12,499
See it on cinch
53× value

MINI Convertible

1.5 Cooper Sport II 2dr

201938,802 milesPetrol

£195/mo est.£12,399
See it on cinch
53× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202413,187 milesElectric

£197/mo est.£12,499
See it on cinch
53× value

SEAT Leon

1.4 eHybrid FR Sport 5dr DSG

202173,854 milesPetrol plug-in hybrid

£194/mo est.£12,416
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20248,141 milesPetrol

£197/mo est.£12,499
See it on cinch
53× value−£300

Renault Captur

1.0 TCE 90 Evolution 5dr

202334,705 milesPetrol

£169/mo est.£11,176
See it on cinch
53× value−£450

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202133,892 milesPetrol

£126/mo est.£9,126
See it on cinch
53× value

Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202142,759 milesElectric

£199/mo est.£12,599
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20246,215 milesPetrol

£199/mo est.£12,599
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20247,039 milesPetrol

£199/mo est.£12,599
See it on cinch
53× value

Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£164/mo est.£10,899
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£168/mo est.£11,128
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

202321,141 milesPetrol

£178/mo est.£11,594
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV Titanium First Edition 5dr

202065,184 milesDiesel

£187/mo est.£12,021
See it on cinch
53× value

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202322,760 milesElectric

£199/mo est.£12,599
See it on cinch
53× value

SEAT Leon

1.5 TSI EVO FR 5dr

202278,133 milesPetrol

£170/mo est.£11,231
See it on cinch
53× value

Kia Stonic

1.0T GDi 48V GT-Line 5dr DCT

202151,863 milesPetrol

£197/mo est.£12,495
See it on cinch
53× value

SEAT Ibiza

1.0 TSI 95 SE 5dr

202349,206 milesPetrol

£156/mo est.£10,528
See it on cinch
53× value−£500

Vauxhall Corsa

1.2 GS 5dr

202313,579 milesPetrol

£187/mo est.£11,999
See it on cinch
53× value−£300

Kia Stonic

1.0T GDi 3 5dr

201941,979 milesPetrol

£143/mo est.£9,881
See it on cinch
53× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202345,106 milesPetrol

£103/mo est.£7,999
See it on cinch
53× value

Renault Captur

1.0 TCE 90 Evolution 5dr

202434,815 milesPetrol

£190/mo est.£12,094
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

202312,770 milesPetrol

£187/mo est.£11,999
See it on cinch
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