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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,425 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Active 5dr Auto

202341,440 milesPetrol

£179/mo est.£12,968

See it on cinch

Ford Focus

1.0 EcoBoost ST-Line X 5dr

202347,627 milesPetrol

£196/mo est.£13,918

See it on cinch

MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202069,548 milesPetrol plug-in hybrid

£185/mo est.£13,286

See it on cinch

SKODA KAMIQ

1.0 TSI 110 SE L 5dr

202154,184 milesPetrol

£164/mo est.£12,094

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202223,611 milesElectric

£200/mo est.£14,199

See it on cinch

SEAT Ibiza

1.0 TSI 110 FR 5dr

202310,077 milesPetrol

£200/mo est.£14,199

See it on cinch

SKODA SCALA

1.0 TSI SE 5dr

202044,182 milesPetrol

£140/mo est.£10,699

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,916 milesPetrol

£187/mo est.£13,399

See it on cinch

54× value−£350

Kia XCeed

1.5T GDi ISG 3 5dr

202241,925 milesPetrol

£179/mo est.£12,949

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Vauxhall Mokka

1.2 Turbo 100 GS 5dr

202320,217 milesPetrol

£188/mo est.£13,499

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Nissan Juke

1.0 DiG-T Tekna 5dr

202029,805 milesPetrol

£154/mo est.£11,499

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SEAT Arona

1.0 TSI SE Technology 5dr

202319,372 milesPetrol

£180/mo est.£13,009

See it on cinch

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,293 milesPetrol

£199/mo est.£14,099

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Kia XCeed

1.0T GDi ISG Connect 5dr

202221,642 milesPetrol

£184/mo est.£13,249

See it on cinch

54× value−£550

Peugeot 208

1.2 PureTech 100 Allure 5dr

20247,686 milesPetrol

£197/mo est.£13,999

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Peugeot 208

1.2 PureTech 100 Allure 5dr

20248,293 milesPetrol

£197/mo est.£13,999

See it on cinch

Vauxhall Mokka

1.5 Turbo D Launch Edition 5dr

202265,518 milesDiesel

£146/mo est.£10,999

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Peugeot 208

1.2 PureTech 100 Allure 5dr

202418,276 milesPetrol

£182/mo est.£13,099

See it on cinch

54× value−£400

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202231,964 milesPetrol plug-in hybrid

£197/mo est.£13,999

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Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£120/mo est.£9,543

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Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202312,970 milesPetrol

£193/mo est.£13,749

See it on cinch

DS DS 3 Crossback

1.2 PureTech 130 Performance Line + 5dr EAT8

202211,854 milesPetrol

£197/mo est.£13,999

See it on cinch

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202311,295 milesPetrol

£197/mo est.£13,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,201 milesElectric

£197/mo est.£13,999

See it on cinch

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