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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,440 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Vauxhall Corsa

1.2 GS 5dr

20247,342 milesPetrol

£196/mo est.£12,399

See it on cinch

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£143/mo est.£9,899

See it on cinch

53× value−£500

Vauxhall Corsa

1.2 GS 5dr

20247,767 milesPetrol

£196/mo est.£12,399

See it on cinch

Kia XCeed

1.0T GDi ISG 2 5dr

202230,395 milesPetrol

£192/mo est.£12,199

See it on cinch

MINI Hatchback

1.5 Cooper Sport II 3dr [Nav Pack]

202060,855 milesPetrol

£166/mo est.£10,999

See it on cinch

Vauxhall Corsa

1.2 GS 5dr

20248,210 milesPetrol

£196/mo est.£12,399

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202428,997 milesElectric

£196/mo est.£12,419

See it on cinch

52× value−£250

Kia XCeed

1.0T GDi ISG 2 5dr

202056,717 milesPetrol

£135/mo est.£9,499

See it on cinch

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202257,613 milesPetrol

£199/mo est.£12,494

See it on cinch

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202249,297 milesPetrol

£180/mo est.£11,594

See it on cinch

SEAT Ibiza

1.0 MPI SE 5dr

202323,052 milesPetrol

£184/mo est.£11,808

See it on cinch

DS DS 3 Crossback

1.2 PureTech Performance Line 5dr

202019,734 milesPetrol

£156/mo est.£10,499

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202335,003 milesElectric

£184/mo est.£11,799

See it on cinch

SEAT Ibiza

1.0 MPI SE Technology 5dr

202345,973 milesPetrol

£174/mo est.£11,349

See it on cinch

52× value−£300

Nissan Qashqai

1.3 DiG-T N-Motion 5dr

202035,965 milesPetrol

£178/mo est.£11,499

See it on cinch

Kia Picanto

1.0 3 5dr

202425,482 milesPetrol

£200/mo est.£12,549

See it on cinch

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£152/mo est.£10,299

See it on cinch

Citroen C4

1.2 PureTech [130] Sense Plus 5dr

202228,274 milesPetrol

£178/mo est.£11,499

See it on cinch

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£134/mo est.£9,456

See it on cinch

Kia Stonic

1.0T GDi 99 2 5dr

202255,092 milesPetrol

£159/mo est.£10,599

See it on cinch

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201947,228 milesPetrol

£142/mo est.£9,813

See it on cinch

SEAT Ibiza

1.0 TSI 115 Xcellence Lux [EZ] 5dr

201945,247 milesPetrol

£165/mo est.£10,917

See it on cinch

Vauxhall Corsa

1.2 GS 5dr

202316,394 milesPetrol

£187/mo est.£11,899

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202031,566 milesPetrol

£199/mo est.£12,461

See it on cinch

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