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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,425 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20239,822 milesPetrol

£197/mo est.£13,999
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202245,660 milesPetrol

£158/mo est.£11,694
See it on cinch
54× value

Volkswagen Taigo

1.0 TSI Life 5dr

202229,856 milesPetrol

£196/mo est.£13,899
See it on cinch
54× value

Renault Arkana

1.3 Mild hybrid 140 R.S. Line 5dr EDC

202246,093 milesPetrol

£197/mo est.£13,999
See it on cinch
54× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202315,309 milesElectric

£197/mo est.£13,999
See it on cinch
54× value

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202221,710 milesPetrol

£197/mo est.£13,999
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR Sport [EZ] 5dr

202139,260 milesPetrol

£169/mo est.£12,369
See it on cinch
54× value

Vauxhall Mokka

1.2 Turbo GS Line 5dr

202310,094 milesPetrol

£198/mo est.£14,049
See it on cinch
54× value

Kia Stonic

1.0T GDi 99 Quantum 5dr

202319,760 milesPetrol

£198/mo est.£14,049
See it on cinch
54× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202324,963 milesElectric

£187/mo est.£13,399
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,915 milesPetrol

£200/mo est.£14,149
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202515,157 milesPetrol

£199/mo est.£14,094
See it on cinch
54× value

Ford Focus

1.0 EcoBoost ST-Line X 5dr

202350,210 milesPetrol

£197/mo est.£13,994
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202346,084 milesPetrol

£175/mo est.£12,694
See it on cinch
54× value

Hyundai Kona

1.0 TGDi 48V MHEV Premium 5dr

202240,815 milesPetrol

£168/mo est.£12,258
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,608 milesPetrol

£200/mo est.£14,149
See it on cinch
54× value

SEAT Ateca

1.5 TSI EVO SE Technology 5dr

202135,550 milesPetrol

£194/mo est.£13,794
See it on cinch
54× value

Audi A1

30 TFSI 110 Technik 5dr

202133,796 milesPetrol

£194/mo est.£13,787
See it on cinch
54× value

Honda HR-V

1.5 i-VTEC EX 5dr

201933,521 milesPetrol

£181/mo est.£12,999
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202420,472 milesPetrol

£182/mo est.£13,099
See it on cinch
54× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£172/mo est.£12,499
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202412,877 milesPetrol

£193/mo est.£13,699
See it on cinch
54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£123/mo est.£9,670
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202335,386 milesPetrol

£181/mo est.£12,999
See it on cinch
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