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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,687 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202037,448 milesElectric

£197/mo est.£13,199
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202044,753 milesPetrol

£199/mo est.£13,299
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54× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202320,151 milesPetrol

£196/mo est.£13,124
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54× value

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202329,273 milesPetrol

£176/mo est.£12,094
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54× value

Renault Captur

1.0 TCE 90 Techno 5dr

202439,000 milesPetrol

£171/mo est.£11,829
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54× value

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202224,916 milesPetrol

£199/mo est.£13,289
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54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202447,864 milesPetrol

£189/mo est.£12,799
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Active 5dr Auto

202341,440 milesPetrol

£193/mo est.£12,968
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54× value

MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202069,548 milesPetrol plug-in hybrid

£199/mo est.£13,286
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54× value

SKODA KAMIQ

1.0 TSI 110 SE L 5dr

202154,184 milesPetrol

£176/mo est.£12,094
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54× value

SKODA SCALA

1.0 TSI SE 5dr

202044,182 milesPetrol

£149/mo est.£10,699
See it on cinch
54× value−£350

Kia XCeed

1.5T GDi ISG 3 5dr

202241,925 milesPetrol

£193/mo est.£12,949
See it on cinch
54× value

Nissan Juke

1.0 DiG-T Tekna 5dr

202029,805 milesPetrol

£164/mo est.£11,499
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54× value

SEAT Arona

1.0 TSI SE Technology 5dr

202319,372 milesPetrol

£194/mo est.£13,009
See it on cinch
54× value

Kia XCeed

1.0T GDi ISG Connect 5dr

202221,642 milesPetrol

£199/mo est.£13,249
See it on cinch
54× value

Vauxhall Mokka

1.5 Turbo D Launch Edition 5dr

202265,518 milesDiesel

£155/mo est.£10,999
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54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202418,276 milesPetrol

£196/mo est.£13,099
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£127/mo est.£9,543
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54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202245,660 milesPetrol

£169/mo est.£11,694
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR Sport [EZ] 5dr

202139,260 milesPetrol

£182/mo est.£12,369
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202346,084 milesPetrol

£189/mo est.£12,694
See it on cinch
54× value

Hyundai Kona

1.0 TGDi 48V MHEV Premium 5dr

202240,815 milesPetrol

£180/mo est.£12,258
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54× value

Honda HR-V

1.5 i-VTEC EX 5dr

201933,521 milesPetrol

£195/mo est.£12,999
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202420,472 milesPetrol

£197/mo est.£13,099
See it on cinch
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