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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,440 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T Tekna 5dr

202025,253 milesPetrol

£177/mo est.£11,839

See it on cinch

SEAT Arona

1.0 TSI 110 FR Red Edition 5dr DSG

202133,258 milesPetrol

£190/mo est.£12,494

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Ford Focus

1.0 EcoBoost ST-Line 5dr

202366,247 milesPetrol

£176/mo est.£11,773

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SKODA KAMIQ

1.0 TSI 110 SE L Executive 5dr

202271,770 milesPetrol

£186/mo est.£12,249

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53× value−£300

Kia XCeed

1.0T GDi ISG 2 5dr

202221,885 milesPetrol

£188/mo est.£12,349

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X First Ed 5dr

202045,763 milesPetrol

£188/mo est.£12,349

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 1st Ed+ 5dr

202052,988 milesPetrol

£188/mo est.£12,359

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Ford Focus

1.0 EcoBoost Titanium 5dr

202240,675 milesPetrol

£191/mo est.£12,464

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Renault Captur

1.0 TCE 90 Techno 5dr

202442,153 milesPetrol

£183/mo est.£12,099

See it on cinch

53× value−£350

Peugeot 208

1.2 PureTech 100 Allure 5dr

202425,056 milesPetrol

£192/mo est.£12,516

See it on cinch

53× value−£300

Citroen C4

1.2 PureTech You 5dr

202418,714 milesPetrol

£171/mo est.£11,499

See it on cinch

53× value−£350

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202326,418 milesElectric

£196/mo est.£12,699

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Renault Captur

1.0 TCE 90 Techno 5dr

202438,392 milesPetrol

£192/mo est.£12,494

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202246,224 milesPetrol

£194/mo est.£12,599

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Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20249,026 milesPetrol

£192/mo est.£12,499

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MINI Hatchback

1.5 Cooper Classic 5dr

202257,264 milesPetrol

£175/mo est.£11,699

See it on cinch

53× value−£500

MG MG4

125kW SE EV 51kWh 5dr Auto

202317,088 milesElectric

£197/mo est.£12,763

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Renault Captur

1.0 TCE 90 Techno 5dr

202438,225 milesPetrol

£192/mo est.£12,494

See it on cinch

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20248,066 milesPetrol

£196/mo est.£12,699

See it on cinch

53× value−£350

Dacia Duster

1.0 TCe 90 Prestige 5dr

202226,350 milesPetrol

£192/mo est.£12,492

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Nissan Juke

1.0 DiG-T Tekna+ 5dr

202034,118 milesPetrol

£194/mo est.£12,594

See it on cinch

53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£124/mo est.£9,191

See it on cinch

53× value−£500

Vauxhall Corsa

1.2 Turbo Ultimate 5dr

20239,486 milesPetrol

£196/mo est.£12,699

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Vauxhall Corsa

1.2 Turbo Ultimate 5dr

20239,622 milesPetrol

£196/mo est.£12,699

See it on cinch

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