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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,687 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£186/mo est.£12,499
See it on cinch
54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£130/mo est.£9,670
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202335,386 milesPetrol

£195/mo est.£12,999
See it on cinch
54× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202310,028 milesPetrol

£185/mo est.£12,449
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54× value

Volkswagen T-Cross

1.0 TSI SE 5dr

201947,859 milesPetrol

£153/mo est.£10,849
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202325,397 milesPetrol

£195/mo est.£12,999
See it on cinch
54× value−£350

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202119,205 milesPetrol

£168/mo est.£11,588
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202419,390 milesPetrol

£198/mo est.£13,149
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54× value−£500

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202360,388 milesPetrol plug-in hybrid

£190/mo est.£12,728
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202166,298 milesPetrol

£145/mo est.£10,419
See it on cinch
54× value−£550

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202118,393 milesPetrol

£166/mo est.£11,499
See it on cinch
54× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202329,335 milesPetrol

£171/mo est.£11,749
See it on cinch
54× value−£400

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202021,822 milesPetrol

£180/mo est.£12,245
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 FR [EZ] 5dr

202123,982 milesPetrol

£175/mo est.£11,979
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202132,449 milesPetrol

£190/mo est.£12,707
See it on cinch
54× value−£400

Vauxhall Corsa

1.2 Turbo Ultimate 5dr

20237,026 milesPetrol

£190/mo est.£12,699
See it on cinch
54× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202318,246 milesPetrol

£188/mo est.£12,599
See it on cinch
54× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202325,965 milesPetrol

£176/mo est.£11,999
See it on cinch
54× value

MINI Clubman

1.5 Cooper Classic 6dr

201941,200 milesPetrol

£172/mo est.£11,794
See it on cinch
54× value

Kia Stonic

1.0T GDi 99 2 5dr DCT

202247,213 milesPetrol

£176/mo est.£11,999
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202012,903 milesPetrol

£190/mo est.£12,694
See it on cinch
54× value−£400

Vauxhall Corsa

1.2 Turbo Ultimate 5dr

20237,196 milesPetrol

£190/mo est.£12,699
See it on cinch
54× value−£350

Volkswagen T-Roc

1.0 TSI 110 United 5dr

202164,969 milesPetrol

£185/mo est.£12,428
See it on cinch
54× value

MINI Convertible

1.5 Cooper Sport II 2dr [Comfort Pack]

201946,400 milesPetrol

£176/mo est.£11,999
See it on cinch
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