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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,425 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202316,106 milesPetrol

£196/mo est.£13,999
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54× value

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,600 milesPetrol

£161/mo est.£11,999
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54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202432,690 milesPetrol

£182/mo est.£13,194
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54× value−£350

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr DCT

202127,029 milesPetrol

£199/mo est.£14,220
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54× value

Dacia Jogger

1.0 TCe Essential 5dr

202315,253 milesPetrol

£169/mo est.£12,435
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54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202349,714 milesPetrol

£154/mo est.£11,599
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54× value

SKODA KAMIQ

1.0 TSI 95 SE Drive 5dr

202250,533 milesPetrol

£147/mo est.£11,171
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202164,923 milesPetrol

£154/mo est.£11,563
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54× value

Toyota Aygo X

1.0 VVT-i Pure 5dr Auto

202313,412 milesPetrol

£177/mo est.£12,899
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54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202233,165 milesPetrol

£187/mo est.£13,494
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54× value−£250

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202165,697 milesPetrol

£150/mo est.£11,324
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54× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202353,345 milesPetrol

£144/mo est.£10,994
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54× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202131,664 milesPetrol

£168/mo est.£12,395
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,831 milesPetrol

£180/mo est.£13,099
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium Design 5dr DCT

202124,397 milesPetrol

£191/mo est.£13,694
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54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£164/mo est.£12,119
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54× value

Kia Ceed

1.5T GDi ISG GT-Line 5dr

202360,704 milesPetrol

£176/mo est.£12,827
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54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,970 milesPetrol

£197/mo est.£14,094
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202329,535 milesPetrol

£191/mo est.£13,694
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202339,972 milesPetrol

£179/mo est.£12,999
See it on cinch
54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£134/mo est.£10,399
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54× value−£450

Citroen C5 Aircross

1.2 PureTech Plus 5dr

202445,242 milesPetrol

£179/mo est.£12,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202410,223 milesPetrol

£198/mo est.£14,149
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202332,752 milesPetrol

£136/mo est.£10,494
See it on cinch
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