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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,016 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

56× value

SEAT Arona

1.0 TSI 110 FR 5dr

202327,225 milesPetrol

£191/mo est.£13,249
See it on cinch
56× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202310,153 milesElectric

£229/mo est.£15,249
See it on cinch
56× value

Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202418,347 milesPetrol hybrid

£234/mo est.£15,444
See it on cinch
56× value

Mazda MX-30

125kW R-EV Prime Line 5dr Auto

202324,883 milesElectric range extender

£196/mo est.£13,499
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202225,268 milesPetrol

£225/mo est.£14,999
See it on cinch
56× value

Kia Sportage

1.6T GDi ISG 2 5dr

202260,111 milesPetrol

£206/mo est.£13,999
See it on cinch
56× value

Land Rover Range Rover Evoque

1.5 P300e R-Dynamic S 5dr Auto

202063,170 milesPetrol plug-in hybrid

£225/mo est.£14,999
See it on cinch
56× value

Ford Fiesta

1.0 EcoBoost ST-Line X 5dr

202215,077 milesPetrol

£206/mo est.£13,999
See it on cinch
56× value

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202151,282 milesPetrol

£167/mo est.£11,999
See it on cinch
56× value

SEAT Arona

1.0 TSI 110 FR 5dr DSG

202312,836 milesPetrol

£214/mo est.£14,449
See it on cinch
56× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202413,254 milesPetrol

£201/mo est.£13,794
See it on cinch
56× value

MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£173/mo est.£12,347
See it on cinch
56× value

Volkswagen Golf

2.0 TDI Life 5dr DSG

202264,013 milesDiesel

£223/mo est.£14,889
See it on cinch
56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202219,137 milesPetrol

£185/mo est.£12,949
See it on cinch
56× value−£400

BMW X3

xDrive20i xLine 5dr Step Auto

201756,510 milesPetrol

£218/mo est.£14,616
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202471,897 milesPetrol

£176/mo est.£12,449
See it on cinch
55× value

SEAT Arona

1.0 TSI 110 XPERIENCE Lux 5dr DSG

202438,072 milesPetrol

£218/mo est.£14,599
See it on cinch
55× value

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202440,988 milesPetrol

£242/mo est.£15,799
See it on cinch
55× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202421,749 milesPetrol

£200/mo est.£13,644
See it on cinch
55× value

BMW 2 Series Gran Coupe

218i M Sport 4dr

202059,117 milesPetrol

£228/mo est.£15,089
See it on cinch
55× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202347,473 milesPetrol

£218/mo est.£14,599
See it on cinch
55× value

SEAT Arona

1.0 TSI 110 FR Sport 5dr

202248,380 milesPetrol

£172/mo est.£12,199
See it on cinch
55× value

MG ZS

1.5 VTi-TECH Exclusive 5dr

202247,282 milesPetrol

£139/mo est.£10,549
See it on cinch
55× value

Nissan Juke

1.6 Hybrid Premiere Edition 5dr Auto

202233,181 milesPetrol hybrid

£230/mo est.£15,194
See it on cinch
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