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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,058 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202311,991 milesPetrol

£203/mo PCP£13,699
See it on cinch
54× value

MINI Hatchback

1.5 Cooper Classic 5dr Auto

202242,357 milesPetrol

£214/mo PCP£14,277
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,896 milesPetrol

£198/mo PCP£13,399
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Acenta 5dr DCT

202325,533 milesPetrol

£198/mo PCP£13,407
See it on cinch
54× value

Citroen C5 Aircross

1.5 BlueHDi C-Series Edition 5dr EAT8

202227,109 milesDiesel

£228/mo PCP£14,999
See it on cinch
54× value

Kia Stonic

1.0T GDi 99 2 5dr DCT

202247,213 milesPetrol

£172/mo PCP£11,999
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202341,283 milesElectric

£206/mo PCP£13,824
See it on cinch
54× value−£450

SKODA KAMIQ

1.0 TSI 110 SE L 5dr DSG

202122,218 milesPetrol

£226/mo PCP£14,888
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202012,903 milesPetrol

£185/mo PCP£12,694
See it on cinch
54× value

Polestar 2

170kW 78kWh Long Range Single motor 5dr Auto

202277,793 milesElectric

£228/mo PCP£14,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,136 milesPetrol

£196/mo PCP£13,299
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 FR Red Edition 5dr DSG

202133,258 milesPetrol

£181/mo PCP£12,494
See it on cinch
54× value

Audi A3

30 TFSI S Line 5dr S Tronic

202385,952 milesPetrol

£228/mo PCP£14,999
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202324,742 milesPetrol

£191/mo PCP£12,999
See it on cinch
53× value

MG ZS Ev

115kW Trophy Connect EV Long Range73kWh 5dr Auto

202222,394 milesElectric

£210/mo PCP£13,999
See it on cinch
53× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202411,300 milesElectric

£219/mo PCP£14,499
See it on cinch
53× value

Volkswagen Golf

1.4 TSI eHybrid Style 5dr DSG

202362,507 milesPetrol plug-in hybrid

£230/mo PCP£15,086
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202335,076 milesElectric

£210/mo PCP£13,999
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,464 milesElectric

£219/mo PCP£14,499
See it on cinch
53× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

20244,091 milesElectric

£229/mo PCP£14,999
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202334,307 milesElectric

£212/mo PCP£14,099
See it on cinch
53× value−£350

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202326,418 milesElectric

£186/mo PCP£12,699
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20249,026 milesPetrol

£182/mo PCP£12,499
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202416,578 milesElectric

£229/mo PCP£14,999
See it on cinch
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